03.2 General principles
Economic globalisation and the permanent change in business opportunities require joint information systems (interfunctional and interorganisational) in constant evolution.
These features are success factors in financial enterprises, namely of insurance activity, being examples of the strategic role that information systems play on business success.
The union of companies, the diversification of marketing channels (such as bancassurance), the freedom to provide services within the European market and the liberalisation and deregulation of the insurance activity are obvious examples of globalisation and permanent change.
In this context, the creation of the i2S solution was based on two basic principles - integration and flexibility - and its main goal is to offer the insurance global market an overall solution.
Under this principle, we consider the information system must consider and relate the different functional areas, not only from the organisation but also from other interveners in the logic of the business processes and the concept of client.
An information system's flexibility determines an insurance company's (or other intervener in the insurance company) ability to react to market demands which are in constant change, and to the evolution of information technologies themselves.
Using a technical/actuarial language easily understood, the insurance specialists have the autonomy to specify the business rules directly into the system and do the corresponding tests (definition of new products, tariff calculation rules, commission calculation rules, claims management rules, reinsurance management rules, accounting responsibility rules , etc.).